Category: My way to financial independence

Millionærskolen – Du trenger en plan (del 2)

by vibeckemarkhus, posted in My way to financial independence

Innlegget er skrevet av flinkeste Vidde. Du kan lese mer om temaet og bloggen hans under Millionærskolen

I forrige innlegg skrev jeg om viktigheten av å legge en plan og hva som kjennetegner en god plan. Lar du tilfeldigheter bestemme i hvilken retning du beveger deg i livet, vil du sannsynligvis ikke ende opp der du ønsker. I dette innlegget skal jeg skissere en helt konkret plan som du kan ta utgangspunkt i når du skal planlegge de neste tolv månedene.

Slik kan du lage en enkel, men god, plan:

  • Ta fram et A4-ark og lag en horisontal og en vertikal strek. Disse to strekene skal krysse hverandre midt på arket, slik at du ender opp med fire like store firkanter på arket.
  • I firkanten øverst til venstre skriver du ned dine mål for de kommende tolv månedene. I Millionærskolen skal du sette deg tre mål, nemlig mål på hvor mye du skal tjene, hvor mye du skal spare og hvor mange fag-/faktabøker du skal lese. Du må selv bestemme hvor høye mål du skal sette deg, men er du en særiøs student på Millionærskolen, vil jeg at du minimum skal sette inntektsmålet 5 % høyere enn det du har tjent de siste tolv månedene, sparemålet skal minimum settes til 10 % av forventet utbetalt lønn og du skal lese minimum 12 fag-/faktabøker.
  • I firkanten øverst til høyre lager du avkrysningsbokser for å følge opp inntektsmålet ditt. Verdien på hver boks vil avhenge av inntekten din, men jeg vil anbefale mellom 50 og 100 bokser totalt. Er målet ditt for eksempel å tjene kr 500.000 de neste tolv månedene, kan du lage 100 bokser med verdi på kr 5.000. Tjener du kr 40.000 i januar, kan du altså sette kryss i åtte av boksene.
  • I boksen nederst til venstre lager du avkrysningsbokser for sparemålet ditt. Også her vil verdien av hver boks avhenge av størrelsen på målet ditt. Er målet ditt å spare kr 50.000 de neste tolv månedene, kan du lage 100 bokser med verdi på kr 500. Sparer du kr 3.000 i januar, kan du da sette kryss i seks av boksene.
  • I boksen nederst til venstre lager du 12 (eller flere) avkrysningsbokser for de fag-/faktabøkene du skal lese.

Det var det. Vanskeligere trenger det ikke å være å legge en plan. 🙂

Legg gjerne litt innsats i å lage en plan som er flott å se på. Dette er en plan for en viktig del av livet ditt for de neste tolv månedene, så ikke ta lett på oppgaven og gjør den skikkelig. 🙂 Jeg foretrekker å skrive ned mine planer for hånd, men du kan selvsagt også lage den på en datamaskin.

Som jeg har skrevet om tidligere, har jeg lest haugevis av selvutviklingslitteratur. Planen ovenfor er enkel, men inneholder likevel de tre verktøyene fra selvutviklingslitteraturen som jeg selv har aller best erfaringer med, nemlig:

  1. Kraften i det å sette seg mål.
  2. Inspirasjonen og motivasjonen som ligger i det å systematisk følge egen framgang.
  3. Alt det positive som følger med det å kontinuerlig styrke egen kompetanse.

How Super Successful People Set Goals

by vibeckemarkhus, posted in Health and exercise, Motivation, My way to financial independence

Picture this: you set a well thought out goal. Whether, for the workplace or your personal life,  you’re excited about it.  As you begin working toward it, you pick up momentum and build related habits along the way, eventually gliding seemingly effortlessly to the finish line. We all set, (occasionally) achieve and pivot away from our goals, but some people seem to hit every goal they set for themselves with an ease most of us only dream of.

Good news: setting and achieving goals is not reserved for those more ambitious, wealthier, or better connected than you. With the right strategies, setting and seeing through a goal can be a fun (and totally achievable) personal challenge that anyone can take on.

The key here is to have a very simplified way of setting, focusing and executing your goals. We spoke to a handful of successful CEOs and founders to get a glimpse into how they set their own goals. These simple tricks are bound to take your goal-setting and habit-creating skills to the next level.

Schedule ‘Strategic Time’

“Busy CEOs will unanimously agree: time is the commodity they wish they had more of,” says Shawn Johal, Entrepreneur & Business Growth Coach. “As a current CEO and business growth coach to other CEOs, one of my key hacks for goal-setting is a habit: scheduling one uninterrupted hour every day for Strategic Time.”

Scheduling time to work your goals into your calendar and make them visible to whoever has access ensures everyone on your team understands this time is non-negotiable. No distractions, no interruptions — just pure focus.

“Strategy does not have to be left as a quarterly or annual topic; being purposeful about Strategic Time allows me to spend more time working on and refining big-picture ideas and vision. The first step for accomplishing goals is to be purposeful about setting goals – and that starts with making them a priority in your schedule!” says Johal.

Take time to reflect

“I don’t set any goals straight away,” explains Brett Helling, CEO of Ridester. “I take time to reflect on my progress over the previous year. Then assess whether I’ve spent enough time on what really matters and what I want to achieve in the next year.  I think more about the legacy and the impact I want to make.”

Helling suggests breaking down your goals into monthly and weekly achievements to shoot for, working toward those smaller, more achievable goals will help you stay motivated while eventually reaching your destination.

Reverse engineer your plan

“Include short term and long-term goals when you’re planning for the future,” adds Helling. “Break it down and think about what you need to accomplish in the first week, the first month and the first year. Also, envision your business in the next five years and work your way backwards to see how you need to get there.”

Consider a checklist

“Use a simple checklist to write the top three action items that will help you achieve your monthly goals,” suggests Globafly CEO Mariya Palanjian. “As you can see on this daily to-do list, you can write your monthly goals each day so you stay focused and think of all the resources/action items necessary to accomplish the goal.”

Don’t be afraid of a Plan B

“I hate to say it, but every career goal should include a Plan B,” says Helling. “You need to know what you are going to do when your original plan fails. Having a Plan B will assist you in making confident decisions and stay level-headed if things go astray.”

Stay balanced

“When strategizing goals and developing a framework for scaffolding the habits on which skyscrapers of success can be built, I remind CEOs of the importance of attending to growth in all spheres of their lives:  business, finance, leadership, family, social relationships, physical health, intellect, and spirituality,” explains Dr. Joy Lere, a psychologist who practices at the intersection of behavior and business. “Neglect of important facets of a person’s identity, functioning, and life when goal mapping can, in the long run, limit the outcome of the finest laid plans.”

Don’t bother with KPIs

“I’ve recently changed my goal setting to not include metrics based KPIs,” says Phil Strazzulla is the Founder and CEO of SelectSoftware, “This is based on advice from Jason Friedman, who runs Basecamp, and made me realize most metrics-driven KPIs will leave you feeling like you haven’t hit your goals.”

Instead of focusing on metrics and KPIs, simply focus on doing work to further work on the goal you’re chasing. This way, you’re able to see the small milestones as wins rather than being beholden to KPIs that tend to swing for reasons outside of your control.

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This article was written by Kaitlyn McInnis, an experienced writer, editor, and consultant based in Montreal, Canada with a demonstrated history of working in digital media.